Last Updated: February 24, 2026
By accessing and using the Advance Cap Group website at advance-cap-group.com, you agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our website or services.
Advance Cap Group is a direct business lender providing financial services including working capital loans, revenue-based financing, equipment financing, short-term financing, business expansion funding, and business lines of credit. All services are subject to qualification, underwriting, and approval.
To use our services, you must be at least 18 years of age and have the legal authority to enter into binding contracts. You represent that all information provided to us is accurate and complete.
Submitting a funding application does not guarantee approval. All applications are subject to our review and underwriting process. We reserve the right to decline any application at our sole discretion. Funding terms, rates, and amounts are determined on a case-by-case basis.
By opting in to SMS communications from Advance Cap Group, you consent to receive text messages sent using an automatic telephone dialing system (ATDS). Messages may include service updates, funding notifications, appointment reminders, and promotional offers related to our business funding services.
Consent is NOT a condition of purchase. You are not required to agree to receive SMS messages as a condition of purchasing any goods or services from Advance Cap Group.
We will not sell, rent, or share your mobile phone number or any information collected through our SMS program with third parties for their marketing purposes. For more details, see our Privacy Policy.
All content on this website, including text, graphics, logos, images, and software, is the property of Advance Cap Group and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works without our prior written consent.
Advance Cap Group shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your use of our website or services. Our total liability shall not exceed the amount of fees paid by you to us in the twelve (12) months preceding the claim.
Our website and services are provided "as is" and "as available" without any warranties of any kind, whether express or implied. We do not warrant that our website will be uninterrupted, error-free, or free of viruses or other harmful components.
You agree to indemnify and hold harmless Advance Cap Group, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses arising out of your use of our website or services, or your violation of these Terms.
These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of laws provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in Brooklyn, New York.
We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting to this page. Your continued use of our website after any modifications constitutes acceptance of the updated terms.
For questions regarding these Terms and Conditions, please contact us:
Advance Cap Group
565 Crown Street, Brooklyn, NY 11213
Email: mendy@advance-cap-group.com